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From Ghana · Cardiology & Cardiac Surgery

Heart treatment in India for Ghanaian patients

A heart diagnosis in Accra or Kumasi tends to arrive with two problems attached: the one the cardiologist described, and the one nobody writes on a form — how a family in Ghana plans and pays for open-heart surgery in another hemisphere, when NHIS does not travel with the patient. The second problem is solvable, but only in the right order. Before anyone raises money or prices flights, the file itself has to exist: the ECG, the echocardiogram with its measurements, the angiogram images rather than a one-line summary of them. Then an independent specialist looks at the reasoning behind the recommended procedure, because a decision this large should not rest on a single opinion given under time pressure. Only then does the money conversation start, and it goes better as an itemized quote in US dollars — a document a church committee, a sibling in Takoradi and an uncle in London can all read line by line. English is shared at both ends of this corridor, which removes one layer of friction entirely. This page sets out that sequence for a cardiac case: what to gather, what the review settles, how the quote is built, and how the journey itself gets planned around a confirmed admission date.

We take no commissions from hospitals. Our fees are paid by you, published upfront, and itemized separately from your hospital bill. Full details on the Fees page.

A family in Ghana with documents and luggage, beginning a planned medical journey to India.

Published fees, same from every country

  • Remote consultation (teleconsult) $50
  • Written independent second opinion $150
  • Full journey coordination $1,000

Every fee is credited in full to the next step: the $50 consultation fee comes off the $150 second opinion, and the $150 second-opinion fee comes off the $1,000 full journey fee. You never pay twice for moving forward.

Building the cardiac file before anything else

Everything downstream depends on what the reviewing cardiologist can see, so the file comes first. The core documents are an ECG, an echocardiogram report with its actual measurements, and — where a catheterization has been done in Ghana — the angiogram images themselves, on a disc or sent by file transfer. A typed summary of an angiogram is not a substitute for the images: the coronary anatomy is the evidence, and it is what the remote reviewer will read. Add a medicine list with exact doses, naming blood thinners specifically, and any recent blood work on kidney function and blood count, because those numbers shape what a surgical team can safely plan. Records from Ghanaian hospitals arrive in English, which means nothing here is lost in translation — the work is organization, not language. We assemble the file through a secure upload link so nothing sensitive travels through a public form, and if a document is missing, too old or ambiguous, the review says so plainly rather than guessing around the gap.

An opinion that answers to you, not to an admission target

Once the file exists, the next step costs a $50 video consultation or a $150 written opinion, and it exists to test the advice before it becomes an invoice. An Indian cardiologist with no stake in where you are treated reads the reasoning: is bypass surgery genuinely the route for this anatomy, or would a stent or a device serve, is the urgency as described, and what should be raised with the treating cardiologist back in Ghana. Because you pay for the review, it is answerable to you alone. It is also credited in full if you go on to travel with us, so the opinion is a first step, not an extra cost. Sometimes the conclusion confirms the plan — and then the family has a written explanation it can show to everyone being asked to contribute, which matters when the money is coming from many hands. Occasionally the conclusion is that the journey is unnecessary, or that treatment available in Ghana is the better call, and you will hear that just as clearly.

A quote every contributor can read, line by line

Cardiac quotes carry the most variable parts of any specialty: the operation itself, the number and type of stents or the valve model, ICU days, the perfusion circuit, blood products, and the medicines you leave with. A single-line package hides all of that, and hiding is exactly what a family committee cannot afford. Every quote we obtain is itemized by the hospital with each significant component on its own row, denominated in US dollars and locked in writing with a validity window before anyone flies. The dollar denomination is not cosmetic: the cedi has swung sharply in both directions in recent years, so a budget set in cedis can drift between quote and departure, while a locked USD figure does not. Treatment money goes from you to the hospital directly, on the hospital's own invoice — we never hold it, and our fee is published separately, never folded into a hospital bill. A relative in the UK, the US or Europe can pay the hospital directly in their own currency and see the same documents you do. Church welfare funds in Ghana mostly exist to support care at home, so plan on the realistic sources: family pooling and the diaspora.

One stop from Accra, planned around the admission date

There are no direct flights from Accra to India, but the corridor is well served: one-stop routings run most days via Addis Ababa, Dubai, Doha or Istanbul, and with a sensible connection the whole journey fits inside a single day of travel. That is why travel is booked after the admission date is confirmed, not before — the flights arrange themselves around the hospital's schedule rather than the reverse. Ghanaian nationals can generally apply online for India's e-Medical visa, and up to two companions can apply for linked e-Medical Attendant visas alongside the patient; confirm the current terms on the official Indian visa portal when you apply, since rules change. We coordinate the hospital invitation letter the application needs and give you a document checklist. A yellow-fever vaccination certificate is required for travel from Ghana to India, so have it ready before tickets are bought. Tripcuro, our travel arm, plans the flights, airport pickup and accommodation near the hospital, with room for an attendant to stay the length of a cardiac admission.

Conditions we coordinate care for

  • Coronary artery disease (blocked arteries)
  • Heart valve disease (stenosis or regurgitation)
  • Heart rhythm disorders (arrhythmias, atrial fibrillation)
  • Heart failure requiring device or surgical evaluation
  • Congenital heart defects in adults and children

Procedures & services we coordinate

  • Coronary angiography and angioplasty with stenting
  • Coronary artery bypass grafting (CABG), including minimally invasive approaches where suitable
  • Heart valve repair and replacement, including transcatheter (TAVI/TAVR) evaluation
  • Pacemaker, ICD and CRT device implantation
  • Electrophysiology studies and catheter ablation
  • Pediatric and congenital heart surgery coordination
The full Cardiology & Cardiac Surgery page

What to prepare

  • Your most recent ECG and echocardiogram reports, with the angiogram images on disc or by file transfer where a catheterization has been done
  • A full medicine list with doses, naming blood thinners specifically, plus any allergies or reactions on record
  • Recent blood results — kidney function and blood count — because they shape what a cardiac team can safely plan
  • The referral or summary letter from your cardiologist in Ghana describing exactly what has been advised, and why
  • A funding map naming every contributor — family at home, church, diaspora relatives — and how each payment will reach the hospital directly
  • A yellow-fever vaccination certificate, required for travel from Ghana to India
  • The questions your family agreed on, written down, so the review answers what the contributors actually asked

Cardiology & Cardiac Surgery from Ghana: FAQs

Will NHIS cover heart surgery in India?
No. NHIS does not cover treatment outside Ghana, and major cardiac procedures sit outside what it funds even within the country for many patients. Confirm your own position with NHIS, but build the plan on the assumption that the journey is self-funded or family-funded. That is not a reason to abandon the idea — it is the reason the paperwork has to be built for funders: an itemized hospital quote in USD, a published facilitation fee on its own invoice, and receipts at each milestone, so everyone contributing can see what their money bought and what changed, line by line, if anything does.
How reliable is a cardiac opinion from a doctor who has never examined me?
For the decisions that matter most in cardiology — operate or stent, which valve, how urgent — the evidence lives mainly in studies and images, and those travel perfectly well. The reviewing cardiologist reads your angiogram and echocardiogram, weighs the history you provide, and tells you whether the advised plan sits within accepted practice, what the alternatives are, and what to raise with your own doctor in Ghana. What a remote review cannot do is substitute for a physical examination where one is genuinely needed, and a specialist who reaches that conclusion will say so instead of speculating. The opinion complements your care at home; it does not replace the doctor who examined you.
Should the family budget in cedis or dollars?
In US dollars. Indian hospitals quote international patients in USD, and our fees are published in USD too, so the dollar is the currency every document is written in. The cedi has moved sharply in both directions in recent years, which means a cedi target can quietly become the wrong target between the day the quote is issued and the day you fly. Lock the quote in writing with a validity window, convert as late as makes sense for your family, and remember that a relative abroad can pay the hospital directly in their own currency — one conversion fewer, and the sponsor sees the same itemized quote you do.
Can a church fund or welfare scheme pay for this journey?
Be careful here, and we will be careful with you. Welfare funds connected to Ghanaian churches do exist, but they are mostly built to support care at home, and we have not found an India-specific scheme we could point families to with confidence — where we have not verified something, we say so rather than invent it. The realistic funding base for most Ghanaian cardiac journeys is family pooling plus the diaspora: siblings at home, a relative in London or New York, sometimes a small structured contribution rota among people who trust each other. Whatever the mix, every document we produce is written so each contributor can verify, in writing, exactly what their money covers.
Can my family see what is happening while I am admitted in India?
Yes, and the documents are designed for it. Before you travel, the itemized quote and our separate fee invoice are written to be read by a family group, not just the patient. During the admission, if the bill moves — an extra ICU day, a different implant than planned — that change appears as a new line with a reason, visible to you and to whoever is funding you, not buried in a larger total. Before discharge there is a bill audit against the locked quote, and the named coordinator who ran your admission stays reachable afterwards, including for the family member abroad who may have been the one paying.

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